Facing basement flooding or foundation damage is never fun. While a phone call might seem like a quick fix, more effort will be required.
Here are the critical steps to protect your family, safeguard your property, and adequately address the damage with effective repairs.
Basement flooding or foundation damage can be dangerous to your property and your family. Here are a few critical factors to consider as you start the recovery process.
Here are the critical steps in filing an insurance claim for basement flooding or foundation damage.
After successful completion, the insurer will determine the claim payout, less the policy deductible.
Homeowner’s insurance policies typically cover flooding damage caused by internal sources. That includes burst pipes, a leaking water heater, and overflow from a sink, bathtub, broken washing machine, or dishwasher.
Flooding or foundation damage caused by external sources such as heavy rain, storms, sinkholes, or mudslides are not usually covered. Instead, you’ll need supplemental insurance coverage or flood insurance.
You can purchase separate policies or, in some cases, add supplemental insurance coverage to your homeowner’s policy for flooding. You can also use the FEMA Flood Map Service Center to map your property to determine flooding risks. This can help you access the National Flood Insurance Program.
As just a couple of data points, 95,900 home and property owners in Virginia and 15,700 in Maryland have made claims through the FEMA flood insurance program since 2000.
As further motivation, FEMA estimates that just one inch of water in a 2,500-square-foot one-story home can cause $23,635 in damage and $3,172 in damage to personal property.
We certainly hope you’re reading this article to prepare for foundation problems rather than responding to flooding. To support your prevention efforts, we’ve created a Flood Prevention Checklist.
While you consider options for preventing basement flooding or foundation damage, it’s always a good idea to seek advice from the professionals at JES Foundation Repair.
Contact us for a free inspection and repair estimate to identify any issues with your foundation, basement, or crawl space that need attention in preparation for heavy rains and flooding.
If you need foundation repair or are unsure, contact JES Foundation Repair for a free inspection. We offer warranties and financing options to fit your budget. Trusting an expert will ease the stress during this challenging time. We’re here to help—call us today.
Get Your Free Estimate!JES Foundation Repair is committed to providing reliable and durable solutions. We offer transferable warranties for our services to ensure you can benefit from a safe, secure foundation for many years. You can discuss the details further with our Trained and Certified professional during a free inspection visit.
It is generally recommended to have your foundation inspected at least once every few years, especially if you notice any signs of foundation problems such as cracks in the walls, uneven floors, or doors and windows that stick. Regular inspections can help identify any potential issues early on and prevent them from escalating into more significant problems. Additionally, if you live in an area with unstable soil or experience extreme weather conditions, more frequent inspections may be necessary.
JES Foundation Repair offers a range of foundation repair solutions tailored to different types of foundation issues. Some of the solutions they provide include helical piers, slab piers, carbon fiber repairs, crawl space encapsulation, and basement waterproofing. Their team of experts will assess the specific needs of your foundation and recommend the most suitable solution.
Groundworks Editorial Team
